Central Avenue Capital

Central Avenue CapitalCentral Avenue CapitalCentral Avenue Capital

Phone: (727) 521-7490

  • Home
  • Current Rates
  • Commercial
    • Quick App - Commercial
    • Commercial Quote
    • Commercial Checklists
    • Need CRE Agent?
    • Approval Criteria-4 C's
  • Residential
    • Apply Now-Residential
    • Short Term Rentals
    • Non-QM Products
    • Residential Checklist
  • Recent Closings
  • Q & A
  • Schedule Virtual Meeting
  • Latest Deals from Lenders
  • About Us
  • Mortgage Calculator
  • Credit Card Processing
  • More
    • Home
    • Current Rates
    • Commercial
      • Quick App - Commercial
      • Commercial Quote
      • Commercial Checklists
      • Need CRE Agent?
      • Approval Criteria-4 C's
    • Residential
      • Apply Now-Residential
      • Short Term Rentals
      • Non-QM Products
      • Residential Checklist
    • Recent Closings
    • Q & A
    • Schedule Virtual Meeting
    • Latest Deals from Lenders
    • About Us
    • Mortgage Calculator
    • Credit Card Processing

Phone: (727) 521-7490

Central Avenue Capital

Central Avenue CapitalCentral Avenue CapitalCentral Avenue Capital
  • Home
  • Current Rates
  • Commercial
    • Quick App - Commercial
    • Commercial Quote
    • Commercial Checklists
    • Need CRE Agent?
    • Approval Criteria-4 C's
  • Residential
    • Apply Now-Residential
    • Short Term Rentals
    • Non-QM Products
    • Residential Checklist
  • Recent Closings
  • Q & A
  • Schedule Virtual Meeting
  • Latest Deals from Lenders
  • About Us
  • Mortgage Calculator
  • Credit Card Processing

Residential Lending

Standard Checklist

Standard Checklist Items

  • 2 Most recent paystubs
  • Last 2 years W-2s
  • Most recent mortgage statement for all financed properties (If applicable)
  • Copy of Homeowner's Insurance Declaration Page
  • Copy of Driver's License
  • If Non-US Citizen, need copy of Green Card front and back
  • Copy of Earnest Money Deposit (EAD) front and back
  • Name, phone # and e-mail for title company 
  • Purchase Contract fully executed (signed) by buyer and seller (If applicable)


If Self Employed, we'll need the following:

  • Most recent 2 years personal tax returns, all pages
  • Most recent 2 years business tax returns, all pages (If business files separately)
  • Most recent three (3) months business bank statements 
  • Most recent three (3) months P&L signed and dated by borrower 


Additional docs for other scenarios:

  • Most recent 2 years personal tax returns, all pages if rental income is needed
  • Copy of Lease agreements for any properties you are using rental income for
  •  Copy of Monthly HOA bill for condos and PUD
  •  Copy of Master Insurance policy for condos and PUD, along with correct name, phone # and email for HOA and property manager
  • Closing Disclosure for any recently sold homes
  • Divorce Decree and any separation agreements if applicable



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